Anatomy of ‘Junk Insurance’

I have heard the President talk about ‘Junk Insurance’ and how Obamacare would be a plus in medical benefits to millions of people.

Being on Medicare for over ten years, I was not aware  of what others had to go through until reading this well written McClatchy article. What was happening in America before Obamacare was, by all standards of decency, a tragedy.

‘Junk insurance’ comes back to haunt its policyholders
By Tony Pugh
Excerpt:
Only three days after complaining of chest pains in late 2011, Adams was preparing to undergo quadruple heart bypass surgery with his wife, Theresa, by his side. As she followed his gurney into the operating room area, a frantic hospital clerk came running up the hallway in hot pursuit.

And
“They chased down Theresa, following me into the operating room, pulled her aside, and she’s scared to death already, and then they just hollered out, ‘Mrs. Adams! Mrs. Adams! You have terrible insurance. We’re going to have to get a check from you right now.’ They wanted the entire deductible right there,” Adams said.

And
Unable to come up with $3,600 on the spot, Theresa Adams convinced the staff to go ahead with her husband’s surgery. She paid the deductible with a credit card the next day.

Read more here: http://www.mcclatchydc.com/2013/12/19/212069/junk-insurance-comes-back-to-haunt.html#storylink=cpy

God bless Bill Gates, WPFW, C-SPAN and the spirits of the unborn for the help,
BB