The elderly taxed out of our homes (Update)
-Hello, is this “My Mortgage Company and Other Thieves?”
-Yes it is. What can I do for you?
-My name is Mr. BB and I want to talk about my monthly mortgage payments going up.
-Mr. BB! You’re not dead yet? Just kidding, just kidding!
-Well, I am 72 this year.
-That’s what I’m talking about. Most 72 year old people are dead! Just kidding, just kidding! And you’re not in jail with OJ either?
-Who am I speaking to? Are you “My Mortgage Company” or “Other Thieves?”
-I’m “Other Thieves!”
-Well, Mr. Other Thieves, my monthly payment has gone up and it has gone up quite a bit.
-Let’s see now, Mr. BB. ~OK. I see. If you pay me right now $150 for your Escrow Account Deficit, you will just have to pay me $8.32 more a month.
- That’s what I am talking about. That’s $8.32 a month. That’s almost $100 more a year. Where would I get that kind of money?
- It may be cheaper for you to die, now wouldn’t it? Just kidding, just kidding!
- None of my monthly checks gives me that much more money a year. I can pay the $150 Escrow amount today. Will that help? Will that help me, Mr. Other Thieves?
-No! I’m telling you, Mr. BB, if you pay me $150 today, your monthly payments would still be $8.32 more a month. Now if you don’t pay me the $150 today, your monthly payments to me would be $20.98 more a month. Now say, you die you wouldn’t have to pay me anything at all and your house would be up for sale.
-….and supposing I may not be able to pay the $150 Escrow amount next year and the years to come?
-Now you’re getting the picture, Mr. BB. If you don’t pay the Escrow amount for this year, we would have to add that Escrow money to your monthly payment every month and that means you would not be paying $8.32 more a month but $20.98 more a month. That comes to $251.76 a year.
- Mr. Other Thieves! In a few years, I would not be able to stay in my house. I think, I think I’m going to die.
- I thought you would eventually see it my way, Mr. BB.
-Thank you so much Mr. Other Thieves and Good-bye.
-Mr. BB?
-Yes?
- RIP. That means “Rest in Peace”.
- Thank you, Sir. You are so kind.
As always,
BB
(Update)
- Hello, Mr. Other Thieves, this is Mr. BB. I just got my retirement check today and I am getting $40.00 more a month. That’s over $400 a year!
-So?
-It said Pres. Obama changed the Federal Tax Rates so now I am getting more money on my check. It said:
The American Recovery and Reinvestment Act of 2009, signed by President Obama, changed the Federal Tax rate. The new tables may result in less federal tax being withheld from your benefit payment. These changes are effective with and are reflected in this payment.
Isn’t that good news, Mr. Other Thieves, isn’t it?
-Yeah! I suppose.
-Now I will be able to pay the $150 Escrow Deficit for a few more years to come. Praise the Lord!
-Yeah! Just as you say, Mr. BB. Praise the Lord. Is that all you called me to say?
-Yes Sir. I thought you would like to share my good news with me.
- (Click)
-Yes it is. What can I do for you?
-My name is Mr. BB and I want to talk about my monthly mortgage payments going up.
-Mr. BB! You’re not dead yet? Just kidding, just kidding!
-Well, I am 72 this year.
-That’s what I’m talking about. Most 72 year old people are dead! Just kidding, just kidding! And you’re not in jail with OJ either?
-Who am I speaking to? Are you “My Mortgage Company” or “Other Thieves?”
-I’m “Other Thieves!”
-Well, Mr. Other Thieves, my monthly payment has gone up and it has gone up quite a bit.
-Let’s see now, Mr. BB. ~OK. I see. If you pay me right now $150 for your Escrow Account Deficit, you will just have to pay me $8.32 more a month.
- That’s what I am talking about. That’s $8.32 a month. That’s almost $100 more a year. Where would I get that kind of money?
- It may be cheaper for you to die, now wouldn’t it? Just kidding, just kidding!
- None of my monthly checks gives me that much more money a year. I can pay the $150 Escrow amount today. Will that help? Will that help me, Mr. Other Thieves?
-No! I’m telling you, Mr. BB, if you pay me $150 today, your monthly payments would still be $8.32 more a month. Now if you don’t pay me the $150 today, your monthly payments to me would be $20.98 more a month. Now say, you die you wouldn’t have to pay me anything at all and your house would be up for sale.
-….and supposing I may not be able to pay the $150 Escrow amount next year and the years to come?
-Now you’re getting the picture, Mr. BB. If you don’t pay the Escrow amount for this year, we would have to add that Escrow money to your monthly payment every month and that means you would not be paying $8.32 more a month but $20.98 more a month. That comes to $251.76 a year.
- Mr. Other Thieves! In a few years, I would not be able to stay in my house. I think, I think I’m going to die.
- I thought you would eventually see it my way, Mr. BB.
-Thank you so much Mr. Other Thieves and Good-bye.
-Mr. BB?
-Yes?
- RIP. That means “Rest in Peace”.
- Thank you, Sir. You are so kind.
As always,
BB
(Update)
- Hello, Mr. Other Thieves, this is Mr. BB. I just got my retirement check today and I am getting $40.00 more a month. That’s over $400 a year!
-So?
-It said Pres. Obama changed the Federal Tax Rates so now I am getting more money on my check. It said:
The American Recovery and Reinvestment Act of 2009, signed by President Obama, changed the Federal Tax rate. The new tables may result in less federal tax being withheld from your benefit payment. These changes are effective with and are reflected in this payment.
Isn’t that good news, Mr. Other Thieves, isn’t it?
-Yeah! I suppose.
-Now I will be able to pay the $150 Escrow Deficit for a few more years to come. Praise the Lord!
-Yeah! Just as you say, Mr. BB. Praise the Lord. Is that all you called me to say?
-Yes Sir. I thought you would like to share my good news with me.
- (Click)
posted by BB at 6:25 AM
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